Before I worked in business, I often noticed how careful CEOs were with their words. It made me nauseous. They reminded me of all the goodie-two-shoes back in elementary school who brought the teacher apples and worried about losing points on their test. It wasn’t until I worked in corporate for a few years, made a bunch of gaffes, and learned to swallow my tongue that I realized how much my words matter.
It feels like every day I hear about another student loan default, bankruptcy, or foreclosure. People get in over their heads, and it’s either a slow burn or a brutal ambush. I’ve often found that the friend who complains the most about their finances is also the sloppiest spender and a master of bad life decisions. Financial security begins with a simple premise: don’t overspend or waste money on unnecessary stuff.
I get fatigued from fluff self-help content—and there’s a lot of it. You know the stuff. You see the bad advice polluting social media but still have no idea how it applies to your life. The tips are too broad, overly general, like a horoscope with no actionable insights. Often, self-help tips are downright wrong, with zero evidence behind them. Even worse, they carry problematic implications and can cause real damage and wasted effort.
A lot of people are skeptical about self-deception. Who wants to pretend that something is true when it's obviously false? While it may not appear hugely influential, the power of the mind is key to making positive changes in our lives.
While a magical happiness fix would be nice, you’ve got more power than you think. The little decisions we make every day—they all add up.
You get comfortable. You stop evolving. Then, suddenly, someone passes you over for a promotion. You fell into a predictable rhythm, while they were improving. They learned a new code or system. They did extra projects that added more value.
Like you, I’m starting to feel the pinch of inflation. I spent nearly $70 at the gas pump. Even my daily smoothie has gone up in price by 10%.